Understanding Synchrony Furniture Financing
Do you want to buy a mattress? What about a new bedroom set – do you want a stylish bedroom set that makes a statement? Whether you want to purchase a new mattress or bedroom set, you’ll find what you’re looking for at discounted prices when you shop with Ben’s. We offer financing through synchrony furniture that can send you home with a new mattress or furniture today.
Knowing where to get affordable mattresses and furniture is one thing. Figuring out how to pay for these things when you’re short on funds is quite another. Luckily, there’s a place that provides discounted mattresses and bedroom furniture along with favorable financing for qualified shoppers. And that place is Ben’s.
Finance Your Mattress & Furniture Through Ben’s
Ben’s works with several credible lenders to make buying bedroom furniture more affordable for area consumers. One of the trustworthy lenders we’re proud to work with is Synchrony Bank. The length of time you’ll have to pay back a loan from Synchrony depends on the total cost of your purchase.
If their purchase totals less than $500, qualified shoppers will have six months to repay their loan without having to pay interest provided they make regular payments. If your purchase is $500 or more, you can pay your loan back over 12 months without accruing interest if you make your payments on time.
If you fail to repay your loan in full within the allotted time, Synchrony Bank will charge you interest from the date of your purchase. As of now, the bank’s current annual interest rate on Synchrony furniture loans is 29.99 percent.
How to Apply for a Synchrony Furniture Financing
Everyone who applies for financing through Ben’s has to satisfy certain criteria to secure a loan. The first thing you need to do is visit a physical Ben’s location. With multiple stores located throughout the Atlanta-area, finding the nearest Ben’s is easy.
When you visit a Ben’s store to apply for a financing, you’ll need to provide proof of your identity in the form of a state-issued picture ID, such as a driver’s license. You’ll also need to provide proof that you earn at least $1,200 per month and that you’ve had a personal checking or savings account for a minimum of 60 days. You’ll need to provide at least one recent check from your current employer as well.
We’ll need to see a bank statement that shows you deposit at least $900 into your account and that you have no more than four non-paid checks or debits during that 30-day bank statement. Your bank statement must prove that you use your bank account in a normal manner and that you have check and debit transactions processed through your account.
Apply for a Synchrony Furniture Loan Today
If you want a new mattress or a new bedroom set but you’re short on funds, you can still get the items you want by applying for a Synchrony furniture loan through Ben’s. Make your way to the nearest Ben’s location and apply for affordable financing through Ben’s. We look forward to helping you get the financing you need to buy new bedroom furniture as early as today. Call any Ben’s location now to learn more.